Determinant of Macro and Micro in Small Medium Enterprise Financing Through Islamic Banks

Aziz, Roikhan Mochamad and Tri, Tri (2021) Determinant of Macro and Micro in Small Medium Enterprise Financing Through Islamic Banks. In: InCEESS 2020, 17-18 July 2020, Bekasi, Indonesia.

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Abstract

The purpose of this research is to analyze the influence of Inflation, Indonesia Bank Certificate Syariah (SBIS), Non-Performing Financing (NPF), and Third-Party Fund (DPK) to Small and Medium Enterprises Financing in the sharia bank in Indonesia. The data used was Time Series data periods of January:2007 – July:2013 from Statistic Banking of Indonesia. For analyzing Multiple Linear Regression. The results of this research indicate that the variable Inflation, Indonesia Bank Certificate Syariah (SBIS), Non-Performing Financing (NPF), and Third-Party Fund (DPK), in a partial influence with Small and Medium Enterprises Financing. This is showed by the value of Adjusted R Square of 99,6% while the remaining 0,4% influence by other factors. In this research note that Inflation, Non-Performing Financing (NPF), and Third-Party Fund (DPK) have a significant and positive effect on the Small and Medium Enterprises Financing. Meanwhile, Indonesia Bank Certificate Syariah (SBIS) has a significantly negative effect on Small and Medium Enterprises Financing.

Item Type: Conference or Workshop Item (Paper)
Uncontrolled Keywords: inflation sbis npf dpk small medium enterprises financing
Subjects: H Social Sciences > H Social Sciences (General)
Depositing User: EAI Editor IV
Date Deposited: 15 Mar 2021 08:38
Last Modified: 15 Mar 2021 08:38
URI: https://eprints.eudl.eu/id/eprint/1583

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