Research Article
Application of Authentication in Peer to Peer Lending Fintech Transactions to Maintain the Confidentiality of Personal Data
@INPROCEEDINGS{10.4108/eai.30-10-2021.2315680, author={Fery Suryono and Rineke Sara}, title={Application of Authentication in Peer to Peer Lending Fintech Transactions to Maintain the Confidentiality of Personal Data}, proceedings={Proceedings of the First Multidiscipline International Conference, MIC 2021, October 30 2021, Jakarta, Indonesia}, publisher={EAI}, proceedings_a={MIC}, year={2022}, month={1}, keywords={fintech; p2p lending; personal data}, doi={10.4108/eai.30-10-2021.2315680} }- Fery Suryono
Rineke Sara
Year: 2022
Application of Authentication in Peer to Peer Lending Fintech Transactions to Maintain the Confidentiality of Personal Data
MIC
EAI
DOI: 10.4108/eai.30-10-2021.2315680
Abstract
This exploration is roused by the development of numerous issues from Fintech Peer to Peer Lending administrations. Fintech Peer to Peer Lending administration is an advance and acquiring administration in rupiah money straightforwardly between banks/moneylenders (banks) and account holders/borrowers (credit beneficiaries) in view of data innovation. Fintech Peer to Peer Lending likewise gives offices to support proprietors to offer credits straightforwardly to indebted individuals with more significant yields. Interestingly, store borrowers can apply for credit presently to support proprietors with more direct terms and a quicker interaction than ordinary monetary foundations. The strategy utilized in this exploration is regularizing juridical with a writing concentrate on approach. The results obtained from this study are the problems that arise from P2P lending fintech activities, including personal information that is easily disclosed, resulting in the leakage of personal data of lenders and borrowers.