Key Factors and Legal Obstacles in Banking Loan Approval

Yudisthira, Edson and Barthos, Megawati (2022) Key Factors and Legal Obstacles in Banking Loan Approval. In: MIC 2021, 30 October 2021, Jakarta, Indonesia.

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Abstract

Indonesian banking industry consist of credit loans, funding and services where credit loan itself is a dominant factor for its survivability. More than 70 % of the bank’s revenue originated from interests of credit loans or funding which are given to debtors or funding recipients. As a result, the performance of a bank will be in line with the credit loan it possesses which quality is determined by the process of how they are approved. Throughout the entire process, the supervision until the final repayment, the law aspect plays a great role. From the agreement, the on-going credit loan process up to the final repayment are bound by law.

Item Type: Conference or Workshop Item (Paper)
Uncontrolled Keywords: banking; credit; key factors; obstacles; credit loan process; agreement
Subjects: H Social Sciences > H Social Sciences (General)
Depositing User: EAI Editor IV
Date Deposited: 29 Mar 2022 12:16
Last Modified: 29 Mar 2022 12:16
URI: https://eprints.eudl.eu/id/eprint/10108

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