Proceedings of the 3rd International Conference on Advance & Scientific Innovation, ICASI 2020, 20 June 2020, Medan, Indonesia

Research Article

Social Insurance for Informal Workers in Magelang-Indonesia: Why Is Participation Still Low?

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  • @INPROCEEDINGS{10.4108/eai.20-6-2020.2300685,
        author={Retno  Rusdjijati and Agus  Widodo and Jack  Roebijoso and Harsuko  Riniwati},
        title={Social Insurance for Informal Workers in Magelang-Indonesia: Why Is Participation Still Low?},
        proceedings={Proceedings of the 3rd International Conference on Advance \& Scientific Innovation, ICASI 2020, 20 June 2020, Medan, Indonesia},
        publisher={EAI},
        proceedings_a={ICASI},
        year={2020},
        month={9},
        keywords={government education bpjs},
        doi={10.4108/eai.20-6-2020.2300685}
    }
    
  • Retno Rusdjijati
    Agus Widodo
    Jack Roebijoso
    Harsuko Riniwati
    Year: 2020
    Social Insurance for Informal Workers in Magelang-Indonesia: Why Is Participation Still Low?
    ICASI
    EAI
    DOI: 10.4108/eai.20-6-2020.2300685
Retno Rusdjijati1,*, Agus Widodo2, Jack Roebijoso3, Harsuko Riniwati4
  • 1: Student of the Environmental Sciences Doctoral Program, Universitas Brawijaya Malang, Indonesia
  • 2: Department of Mathematics, FMIPA, Universitas Brawijaya Malang, Indonesia
  • 3: Faculty of Medicine, Universitas Brawijaya Malang, Indonesia
  • 4: Fisheries Agribusiness Department, Faculty of Fisheries and Marine Science, Universitas Brawijaya Malang, Indonesia
*Contact email: rusdjijati@ummgl.ac.id

Abstract

Although the Government of Indonesia has issued the regulation on Social Security Implementing Agency (BPJS) since 2004, the participation of informal workers to access insurance is still low, including in the six industries that produce featured products in Magelang Regency. Therefore, this study was conducted by survey and in-depth interviews with a group of respondents to find the influencing variables by a fishbone diagram analysis. As a result, the causes of low BPJS participation are influenced by low levels of education, age factors, low knowledge, low incomes, high necessities of life, and also the lack of BPJS socialization to them. These problems can be grouped into manageable and non-manageable variables, which require a balanced solution to increase participation in BPJS.