Does Financial Literacy Influencing the University Student’s Decision to Use M-Payment?

Zakiyyah, Amalina Maryam and Gunasti, Amri and Fadah, Isti (2021) Does Financial Literacy Influencing the University Student’s Decision to Use M-Payment? In: ICOSMI 2020, 14-16 September 2020, Bogor, West Java, Indonesia.

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Abstract

Based on the annual data released by We are Social 2020, shows that Indonesia is a country with the highest rate of e-commerce adoption in the world, but is lagging behind in using mobile payments (m-payment). However, it is common to find that m-payment integrated with e-commerce. Why does it happen? To find this out, we conducted this research. The Technology Acceptance Model (TAM) used to parse the decision to use the m-payment technology. Then added financial literacy as antecedent for decision using m-payment. Data collected using questionnaires distributed to students and collected 120 respondents, then analyzed by using SEM. The result showed that the perception of easy to use is not a consideration in using m-payment but rather the perception of usefulness and security. The financial literacy does not influence the intention to use m-payment, but it has an impact on the behavior of using m-payment.

Item Type: Conference or Workshop Item (Paper)
Uncontrolled Keywords: mobilepayment perceived of trust financial literacy tam intention to use usage behavior
Subjects: H Social Sciences > H Social Sciences (General)
Depositing User: EAI Editor IV
Date Deposited: 26 Jul 2021 14:52
Last Modified: 26 Jul 2021 14:52
URI: https://eprints.eudl.eu/id/eprint/5100

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