Proceedings of the 1st International Conference on Science and Technology in Administration and Management Information, ICSTIAMI 2019, 17-18 July 2019, Jakarta, Indonesia

Research Article

Performance Analysis of Rural Banks and Sharia Rural Banks in Indonesia

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  • @INPROCEEDINGS{10.4108/eai.17-7-2019.2302902,
        author={Pandoyo Pandoyo and Mohammad Sofyan},
        title={Performance Analysis of Rural Banks and Sharia Rural Banks  in Indonesia},
        proceedings={Proceedings of the 1st International Conference on Science and Technology in Administration and Management Information, ICSTIAMI 2019, 17-18 July 2019, Jakarta, Indonesia},
        publisher={EAI},
        proceedings_a={ICSTIAMI},
        year={2021},
        month={1},
        keywords={sharia rural banks rural banks performance analysis},
        doi={10.4108/eai.17-7-2019.2302902}
    }
    
  • Pandoyo Pandoyo
    Mohammad Sofyan
    Year: 2021
    Performance Analysis of Rural Banks and Sharia Rural Banks in Indonesia
    ICSTIAMI
    EAI
    DOI: 10.4108/eai.17-7-2019.2302902
Pandoyo Pandoyo1,*, Mohammad Sofyan1
  • 1: Institut Ilmu Sosial dan Manajemen Stiami, Jakarta, Indonesia
*Contact email: p.pandoyo@gmail.com

Abstract

This study aims to analyze and compare the performance of rural banks with Islamic public finance banks. The data used during the 2011-2018 period is from Indonesian banking statistics and Islamic banking statistics published by the financial services authority. The results showed that rural banks with good capital capacity and keeping NPLs below 8% were able to generate profitability as expected by investors.